Social Security Disability
Over 90% win rate!
If you have a medical condition that prevents you from engaging in competitive employment for at least 12 months, you may qualify for Social Security Disability (SSD) Benefits. Let's face it, no one wants to file for disability benefits. Yet if you have a medical condition limiting your ability to earn a substantial income, you should consider filing a claim for disability benefits. Remember, SSD is not a handout- it is an insurance benefit based on payments you made during your working career. You already paid the premiums, collect the benefit when eligible.
Special rules apply for conditions such as blindness, diabetes, heart disease, degenerative disc disease, lung disease, and deafness. If you have difficulty breathing, walking, or concentrating, you could qualify. Benefits may also be available for your spouse or child.
Don't file for early retirement without talking to a disability attorney first. You may be qualified for a higher rate. In addition to monthly income, an award of SSD will make you Medicare eligible. An award of SSD may also automatically qualify for medical retirement through your employer. Talk to an attorney with a greater than 90% win rate. Talk to Chad: (248) 206-0487.
If you don't have a work record, you might still qualify for Supplemental Security Income (SSI) Benefits. SSI is available for those with a severe medical condition and a lack of income and assets. SSI is also available for those over age 65 without sufficient income and assets to survive.
Frequently Asked Questions:
Q. What is the difference between my disability and regular rate?
A. Disability rate is generally between 80 and 90% of your regular rate.
Q. Can I work at all while applying for or receiving SSD?
A. Yes, you can work a limited amount and still be considered disabled. In addition, the Social Security Agency has programs that allow you to attempt reentry into work without jeopardizing your benefits.
For more information, visit www.ssa.gov